Invest in your future, you will survive today!

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Today, take time to think about what you are spending money on. Do you buy things outside of  paying your bills? You may be surprised to find out  how much extra money you actually have.

When you are struggling to make ends meet, buying a $5 dollar Starbucks, a pack of cigarettes, or a bottle of wine can possibly add up to hundreds or even thousands of dollars per year and quite possibly be the reason why you are struggling to begin with, think about it.🤔

Make a short-term goal to eliminate this thing or activity that is costing you the little bit of extra money you may have. If you get your nails done once every two weeks, try for one month to save that money and put it away. In only a short time, you’ll realize that you actually have extra money that you can save, it’s a matter of, if you really want to.

Go on a money diet. Make a goal of a few weeks or a month. Eliminate everything extra that you spend money on that is not a necessity. This is a great challenge, even for myself, but doing this on the regular basis will help you build up to saving for a larger financial goal.

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Track your money,  become aware of what you actually to spend. You can do this! It just takes a little bit of time and discipline.

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Author: sgm_hh6

I am a wife, mom, author and couponer. I do my best to live a frugal lifestyle. I want to be able to leave my children with something more than memories. I want to leave them the freedom of financial security. I want every decision they make as adults to be based on logical reasoning and not emotional need or desperation. I want them to enjoy their lives without fear of being financially inadequate.

1 thought on “Invest in your future, you will survive today!”

  1. Yes! My husband is constantly buying snacks, coffee, and soda.. it added up to over $400 one month! We try to do at least one no-spend week per month and keep track of our finances on a google spreadsheet in addition to our budget workbook. I would love to try this daily tracker for at least a month though and see if it helps!

    Like

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